The NFIP, a federal program, offers flood insurance rates, which can be purchased through most leading insurance companies. Rates from the NFIP are set and do not differ from company to company or agent to agent. These rates depend on several factors, including the date and type of construction of your home, along with your area's level of risk. Most premiums include a Federal Policy Fee and ICC Premium. If your community participates in the Community Rating System (CRS), you may qualify for an insurance premium discount in some communities of up to 45% if you live in a high-risk area and up to 10% in moderate-to-low risk areas.
Be sure to contact one of our knowledgable insurance agents here at SFI Group, Inc. We have experience in providing the best coverage at the best price.